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AGRIBUSINESS INSURANCE

Agribusiness is the cornerstone of Banterra’s beginning, with bank services offering agriculture lending in the Midwest. Banterra Insurance offers agribusiness insurance that includes risk management services best suited for your needs.

Agribusiness Insurance

We offer a variety of coverages to provide the protection you need for your automobile,
your passengers and yourself. Quotes are fast and we’re here to offer you the best in personal service.

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Why Banterra Insurance?

Agribusiness is the foundation of Banterra, offering service to farmers for more than 40 years. We understand your needs and are here to support our American farmers. Banterra Insurance works with the nation’s leading insurance brands including Nationwide, a top insurance provider for agribusiness.

COVERAGES AVAILABLE

 Property & Liability Coverage

Coverage for dwelling, other non-farm structures, household personal property, farm structures, farm equipment, crop inventory, farm liability, medical payments, property of others.

Incidental
Business Liability

Coverage for business activities outside normal farm operations such as farmers stand, incidental hunting and agritourism.

Farm Commercial Auto

Coverage for vehicles used in the farm operation.

Worker
Compensation

Coverage for workers to cover injury or diseases that may occur while working on the farm.

Farm Umbrella

Excess coverage that can be placed over the existing farm, farm auto and workers compensation coverage.

Commercial Business
in Agricultural Field

Business activities that a farm will not cover such as seed dealer, meat processing, etc.

Farm Perpetuation

Using life insurance products to help farmers maintain their family farming legacy into the next generation.

 Property & Liability Coverage

Coverage for dwelling, other non-farm structures, household personal property, farm structures, farm equipment, crop inventory, farm liability, medical payments, property of others.

Incidental
Business Liability

Coverage for business activities outside normal farm operations such as farmers stand, incidental hunting and agritourism.

Farm Commercial Auto

 Coverage for vehicles used in the farm operation.

Worker
Compensation

Excess coverage that can be placed over the existing farm, farm auto and workers compensation coverage.

Commercial Business
in Agricultural Field

Business activities that a farm will not cover such as seed dealer, meat processing, etc.

Farm Perpetuation

Using life insurance products to help farmers maintain their family farming legacy into the next generation.

DISCOUNTS AVAILABLE

Banterra Insurance offers several discount options for agribusiness insurance.

*Discount availability varies by company

DISCOUNT CATEGORIES

  • Multi-Policy Discount – Ask your agent about multi-policy insurance discounts when you have multiple policies with same carrier.
  • Insurance Premium Modification Credits – Credit offered by company on farm insurance policies based on risk.
  • Loss Free Discount – Discount for no claim on the policy
  • Livestock Exclusion Discount – Discount for having no coverage for livestock.

  • Age of Insured Discounts -A discount may apply if farm owner is 60 years or older.

  • Protective Device Discount – Get a discount if your farm dwellings have smoke detectors, fire extinguishers, sprinklers, deadbolt locks or alarm system with a qualified monitoring service.
  • Livestock Exclusion Discount – A discount for having no coverage for livestock.
  • New Home Discount – A discount for a newly constructed home