Agribusiness Insurance
Agribusiness is the cornerstone of Banterra’s beginning. Below are just a few types of agribusinesses that we serve.
Why Banterra Insurance?
Banterra has been offering service to farmers for more than 40 years.We understand your needs and are here to support our American farmers. Banterra Insurance works with the nation’s leading insurance brands including Nationwide, a top insurance provider for agribusiness.
GRAIN
TREE FARMS
DAIRY
LIVESTOCK
ROW CROPS
EQUINE
ORCHARDS
ADDITIONAL
COVERAGES AVAILABLE
Coverage Type |
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Property & Liability Coverage |
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Coverage Details | Coverage for dwelling, other non-farm structures, household personal property, farm structures, farm equipment, crop inventory, farm liability, medical payments, property of others. |
Incidental Business Liability |
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Coverage Details | Coverage for business activities outside normal farm operations such as farmers stand, incidental hunting and agritourism. |
Farm Commercial Auto |
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Coverage Details | This coverage protects you if you get hit by, or hit, another vehicle. Covers your car repairs, you choose level of deductible that you want to pay, we pay the rest. |
Comprehensive Coverage |
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Coverage Details | Coverage for vehicles used in the farm operation. |
Workers' Compensation |
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Coverage Details | Coverage for workers to cover injury or diseases that may occur while working on the farm. |
Farm Umbrella |
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Coverage Details | Excess coverage that can be placed over the existing farm, farm auto and workers compensation coverage. |
Commercial Business in Agricultural Field |
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Coverage Details | Business activities that a farm will not cover such as seed dealer, meat processing, etc. |
Farm Perpetuation |
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Coverage Details | Using life insurance products to help farmers maintain their family farming legacy into the next generation. |
Coverage Type | Coverage Details |
|---|
Property & Liability Coverage | Coverage for dwelling, other non-farm structures, household personal property, farm structures, farm equipment, crop inventory, farm liability, medical payments, property of others. |
Incidental Business Liability | Coverage for business activities outside normal farm operations such as farmers stand, incidental hunting and agritourism. |
Farm Commercial Auto | This coverage protects you if you get hit by, or hit, another vehicle. Covers your car repairs, you choose level of deductible that you want to pay, we pay the rest. |
Comprehensive Coverage | Coverage for vehicles used in the farm operation. |
Workers' Compensation | Coverage for workers to cover injury or diseases that may occur while working on the farm. |
Farm Umbrella | Excess coverage that can be placed over the existing farm, farm auto and workers compensation coverage. |
Commercial Business in Agricultural Field | Business activities that a farm will not cover such as seed dealer, meat processing, etc. |
Farm Perpetuation | Using life insurance products to help farmers maintain their family farming legacy into the next generation. |
DISCOUNTS AVAILABLE
Banterra Insurance offers several discount options for agribusiness insurance.
*Discount availability varies by company
Discount Type |
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Insurance Discounts |
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Discount Details | - Multi-Policy Discount – Ask your agent about multi-policy insurance discounts when you have multiple policies with same carrier.
- Insurance Premium Modification Credits – Credit offered by company on farm insurance policies based on risk.
- Loss Free Discount – Discount for no claim on the policy.
- Livestock Exclusion Discount – Discount for having no coverage for livestock.
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Customer Discounts |
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Discount Details | - Age of Insured Discounts – A discount may apply if farm owner is 60 years or older.
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Agribusiness Discounts |
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Discount Details | - Protective Device Discount – Get a discount if your farm dwellings have smoke detectors, fire extinguishers, sprinklers, deadbolt locks or alarm system with a qualified monitoring service.
- Livestock Exclusion Discount – A discount for having no coverage for livestock.
- New Home Discount – A discount for a newly constructed home.
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Discount Type | Discount Details |
|---|
Insurance Discounts | - Multi-Policy Discount – Ask your agent about multi-policy insurance discounts when you have multiple policies with same carrier.
- Insurance Premium Modification Credits – Credit offered by company on farm insurance policies based on risk.
- Loss Free Discount – Discount for no claim on the policy.
- Livestock Exclusion Discount – Discount for having no coverage for livestock.
|
Customer Discounts | - Age of Insured Discounts – A discount may apply if farm owner is 60 years or older.
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Agribusiness Discounts | - Protective Device Discount – Get a discount if your farm dwellings have smoke detectors, fire extinguishers, sprinklers, deadbolt locks or alarm system with a qualified monitoring service.
- Livestock Exclusion Discount – A discount for having no coverage for livestock.
- New Home Discount – A discount for a newly constructed home.
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Agricultural Lending Is A Strong Foundation Of Banterra Bank
Banterra Bank’s agricultural lending experts can assist with all of your farm financing needs including operating & production loans, equipment loans and real estate loans.
Browse Ag Loans
