AGRIBUSINESS INSURANCE
Agribusiness is the cornerstone of Banterra’s beginning.
Below are just a few types of agribusinesses that we serve.
Why Banterra Insurance?
Banterra has been offering service to farmers for more than 40 years.We understand your needs
and are here to support our American farmers. Banterra Insurance works with the nation’s leading
insurance brands including Nationwide, a top insurance provider for agribusiness.
COVERAGES AVAILABLE
Property & Liability Coverage
Coverage for dwelling, other non-farm structures, household personal property,
farm structures, farm equipment, crop inventory, farm liability, medical payments,
property of others.
Incidental
Business Liability
Coverage for business activities outside normal farm operations such as farmers stand, incidental hunting and agritourism.
Farm Commercial Auto
Coverage for vehicles used in the farm operation.
Workers’
Compensation
Coverage for workers to cover injury or diseases that may
occur while working on the farm.
Farm Umbrella
Excess coverage that can be placed over the existing farm, farm auto and workers compensation coverage.
Commercial Business
in Agricultural Field
Business activities that a farm will not cover such as seed dealer,
meat processing, etc.
Farm Perpetuation
Using life insurance products to help farmers maintain their family farming legacy into the next generation.
Property & Liability Coverage
Coverage for dwelling, other non-farm structures, household personal property, farm structures, farm equipment, crop inventory, farm liability, medical payments, property of others.
Incidental
Business Liability
Coverage for business activities outside normal farm operations such as farmers stand, incidental hunting and agritourism.
Farm Commercial Auto
Coverage for vehicles used in the farm operation.
Worker
Compensation
Excess coverage that can be placed over the existing farm, farm auto and workers compensation coverage.
Commercial Business
in Agricultural Field
Business activities that a farm will not cover such as seed dealer, meat processing, etc.
Farm Perpetuation
Using life insurance products to help farmers maintain their family farming legacy into the next generation.
Agricultural Lending Is A Strong
Foundation Of Banterra Bank
Banterra Bank’s agricultural lending experts can assist with all of your farm financing needs including
operating & production loans, equipment loans and real estate loans.
DISCOUNTS AVAILABLE
Banterra Insurance offers several discount options for agribusiness insurance.
*Discount availability varies by company
DISCOUNT CATEGORIES
- Multi-Policy Discount – Ask your agent about multi-policy insurance discounts when you have multiple policies with same carrier.
- Insurance Premium Modification Credits – Credit offered by company on farm insurance policies based on risk.
- Loss Free Discount – Discount for no claim on the policy.
- Livestock Exclusion Discount – Discount for having no coverage for livestock.
- Age of Insured Discounts – A discount may apply if farm owner is 60 years or older.
- Protective Device Discount – Get a discount if your farm dwellings have smoke detectors, fire extinguishers, sprinklers, deadbolt locks or alarm system with a qualified monitoring service.
- Livestock Exclusion Discount – A discount for having no coverage for livestock.
- New Home Discount – A discount for a newly constructed home.